Home / Solar by city / San Francisco, CA
Solar panels in San Francisco, CA
Every figure below is produced by simulating a full year — 8,760 hours — of sun angles, cloud cover, air temperature and wind for San Francisco, then running the result through a panel and inverter model. No rules of thumb.
What a system actually produces here
Solar output in San Francisco peaks in July and bottoms out in December, a swing of about 2.3×. That seasonal shape matters more than the annual total if your utility settles exports monthly rather than annually — a big summer surplus can be worth much less than the same energy spread evenly.
| Month | Sun (kWh/m²/day) | kWh per kW | 7 kW system |
|---|---|---|---|
| Jan | 2.2 | 77 | 539 |
| Feb | 3.1 | 90 | 627 |
| Mar | 4.4 | 126 | 880 |
| Apr | 5.9 | 150 | 1,047 |
| May | 6.7 | 163 | 1,142 |
| Jun | 7.2 | 164 | 1,145 |
| Jul | 7.2 | 170 | 1,193 |
| Aug | 6.4 | 159 | 1,115 |
| Sep | 5.3 | 137 | 962 |
| Oct | 3.9 | 117 | 818 |
| Nov | 2.6 | 85 | 593 |
| Dec | 2.0 | 73 | 510 |
Electricity rates that shape the payback
What a solar system saves in San Francisco depends less on how much it produces than on when it produces, and what your utility pays for the surplus. These are the CA schedules modelled by the calculator:
PG&E — E-TOU-C
Peak 4–9pm every day, year round. PG&E’s legacy default TOU rate. Fixed charge $24.00/month.
Summer Peak $0.52, Off-peak $0.32.
Winter Peak $0.40, Off-peak $0.29.
Source: PG&E residential rate plan pricing, effective 1 Mar 2026
PG&E — E-ELEC
The default rate for new PG&E solar customers under net billing. Deep midnight–3pm off-peak. Fixed charge $24.00/month.
Summer Peak $0.55, Part-peak $0.39, Off-peak $0.33.
Winter Peak $0.32, Part-peak $0.30, Off-peak $0.28.
Source: PG&E residential rate plan pricing, effective 1 Mar 2026
Southern California Edison — TOU-D-PRIME
What new SCE solar and storage customers are put on. No baseline credit; $24.15/mo basic charge. Fixed charge $24.15/month.
Summer On-peak $0.60, Mid-peak $0.43, Off-peak $0.27.
Winter On-peak $0.52, Mid-peak $0.46, Off-peak $0.29.
Source: SCE Schedule TOU-D-PRIME; Base Services Charge from Nov 2025
SDG&E — TOU-DR1
The highest residential prices in the continental US. On-peak 4–9pm daily. Fixed charge $24.15/month.
Summer On-peak $0.70, Off-peak $0.48, Super off-peak $0.39.
Winter On-peak $0.62, Off-peak $0.54, Super off-peak $0.45.
Source: SDG&E Schedule TOU-DR1 total rates table, effective 1 Jan 2026
Run your own numbers
Payback depends on what you pay for the system, how much power your household uses after dark, and which incentives you qualify for — none of which a city page can know. The calculator asks for those and settles all 8,760 hours against your actual rate.
See also: solar incentives in California — the state credit, the export rules, and what the §25D expiry changed for buyers here.
Other cities
- Phoenix, AZLos Angeles, CASan Diego, CAFresno, CALas Vegas, NVSalt Lake City, UTDenver, COAustin, TXHouston, TX
Method
Irradiance is decomposed into beam and diffuse components and projected onto the array plane with the Perez model, with incidence-angle losses, a cell-temperature model driven by air temperature and wind, and an inverter efficiency curve including clipping. Annual yield is checked against NREL PVWatts v8 across all 18 modelled cities; RMS error is 2.70%. See the glossary for what each term means.