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Solar panels in Chicago, IL

Every figure below is produced by simulating a full year — 8,760 hours — of sun angles, cloud cover, air temperature and wind for Chicago, then running the result through a panel and inverter model. No rules of thumb.

1,259kWh per kW / year
8,813kWh from a 7 kW roof
0.811performance ratio

What a system actually produces here

Solar output in Chicago peaks in July and bottoms out in December, a swing of about 2.3×. That seasonal shape matters more than the annual total if your utility settles exports monthly rather than annually — a big summer surplus can be worth much less than the same energy spread evenly.

MonthSun (kWh/m²/day)kWh per kW7 kW system
Jan1.977536
Feb2.787608
Mar3.7112784
Apr4.7123862
May5.6138963
Jun6.1137958
Jul6.0138968
Aug5.3129903
Sep4.2108758
Oct2.990629
Nov1.860423
Dec1.560422

Electricity rates that shape the payback

What a solar system saves in Chicago depends less on how much it produces than on when it produces, and what your utility pays for the surplus. These are the IL schedules modelled by the calculator:

ComEd — Residential (post-2025 net billing)

Full retail net metering ended for systems energized in 2025 or later. Exports now earn the supply component only. Fixed charge $17.50/month. Summer Flat $0.17. Winter Flat $0.16.
Source: Illinois PA 102-0662 net billing transition; ComEd residential supply/delivery split

Export rule: ComEd — 49% of retail — the supply portion of the bill only. Under net billing, exported kilowatt-hours earn far less than the retail price you pay to import them — which is why self-consumption and batteries change the maths so much. The calculator settles every hour individually rather than netting annually.

Run your own numbers

Payback depends on what you pay for the system, how much power your household uses after dark, and which incentives you qualify for — none of which a city page can know. The calculator asks for those and settles all 8,760 hours against your actual rate.

Open the payback calculator

See also: solar incentives in Illinois — the state credit, the export rules, and what the §25D expiry changed for buyers here.

Other cities

Method

Irradiance is decomposed into beam and diffuse components and projected onto the array plane with the Perez model, with incidence-angle losses, a cell-temperature model driven by air temperature and wind, and an inverter efficiency curve including clipping. Annual yield is checked against NREL PVWatts v8 across all 18 modelled cities; RMS error is 2.70%. See the glossary for what each term means.